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We offer four EMI plans: ₹500/month (entry plan, 60 EMIs), ₹1,000/month (standard, 36 EMIs), ₹3,000/month (premium, 24 EMIs), and ₹5,000/month (elite, 12 EMIs). Each plan includes GST (18%), admin fee (5%), and payment-gateway fee (4%). A ₹30 renewal fee applies from the 13th EMI onwards.

Registration happens only after 100% EMI completion. Once your final EMI is cleared, our legal team initiates the sale deed preparation within 7 business days. The complete registration process typically takes 30–45 days after EMI completion.

If you exit before completing all EMIs: (a) 25% of the total amount paid is deducted if you exit before 50% EMI completion; (b) 10% is deducted if you exit after 50% completion. An additional 5% admin fee applies in both cases. The remaining balance is refunded within 15 business days.

LandEMI offers a 5-level referral program. Your direct referrals (L1) earn you 3% discount each on your base EMI. L2 referrals earn 1% for every 8 referrals (├À8), L3 earn 1% for every 32 (├À32), L4 earn 1% for every 64 (├À64), and L5 earn 1% for every 128 (├À128). The discount is applied to your base EMI amount (not GST or admin fees).

Yes. Every plot listed on LandEMI carries at least one government approval — HMDA (Hyderabad Metropolitan Development Authority), DTCP (Directorate of Town and Country Planning), or RERA (Real Estate Regulatory Authority). Our legal team verifies title documents, encumbrance certificates, and approval layouts before any listing goes live.

We accept UPI, debit/credit cards, net banking, and wallet payments via Razorpay and Cashfree. All transactions are secured with 256-bit SSL encryption. You will receive an e-receipt for every EMI payment instantly.

Yes, you can prepay any number of future EMIs at any time. Prepaying reduces your total interest/fee burden proportionally. The portal shows a real-time prepayment quote under the "My Purchases" section.

Log in to your LandEMI account and navigate to "My Purchases". Each purchase shows a full EMI schedule with due dates, payment status (paid/upcoming/overdue), and downloadable receipts. You also receive email and push notification reminders 7 days and 1 day before each EMI due date.

For registration you will need: (a) Aadhaar card; (b) PAN card; (c) Passport-sized photographs; (d) Address proof (utility bill or bank statement); (e) Completed KYC on the portal. NRI buyers additionally need a copy of their passport and OCI/PIO card.